Bank – FHA, VA and Rural Development loans can help borrowers into a home for less money with relaxed requirements. FHA Loans are backed by the federal housing administration. They typically have been used to help lower-income individuals borrow money to purchase a home. VA Loans are backed by the US Department of Veterans Affairs.
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With the FHA, the minimum down payment depends. you can qualify for an FHA mortgage. The loan must be for a principal residence, and at least one borrower must occupy the property within 60 days of.