Stated income loans make comeback as mortgage lenders seek. – While even ninja loans could easily be securitized before the mortgage bubble burst, packaging non-standard home loans into bonds and selling them to investors is much more difficult now.
Items Tagged with ‘NINJA loans’ – A surging non-QM market wouldn’t just be good news for non-QM players. It’s good for everybody. The housing market desperately needs a greater diversity of mortgage products and extending credit to.
Why it's gotten so hard for many people to get a mortgage – MarketWatch – While the days of “NINJA loans” (no income, no job, no assets) are for the most part gone from the American mortgage marketplace, at least.
What is a NINJA loan? – loans.org – A ninja loan is a subprime mortgage loan offered to borrowers without proof of income, employment, or assets. The word ninja is a nickname for a loan product available during the subprime market of the early 2000’s.
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The Return of Subprime Mortgage Loans | Money – Subprime loans can be a lifeline for the self-employed, though borrowers could potentially overreach. These loans can be a lifeline for the self-employed, though borrowers could potentially overreach.. We’re not back at 2006, but we are a lot closer than we were in 2010.".
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Twitpic – Dear Twitpic Community – thank you for all the wonderful photos you have taken over the years. We have now placed Twitpic in an archived state.
Why I Stopped Following Dave Ramsey – NinjaBudgeter – I used to be a big Dave Ramsay fan. That said, I have some misgivings about Dave’s methods. Keep reading to find out why I stopped following Dave Ramsay.
"Liar Loans" Are Back In 2007 Housing Bubble Redux | Zero Hedge – Don’t look now, but the infamous "Alt-As" are making a comeback thanks to "big money managers including Neuberger Berman, Pacific Investment Management Co. and an affiliate of Blackstone Group LP [who] are lobbying lenders to make more of these "liar’ loans-or even buying loan-origination companies to control more of the supply themselves," WSJ reports.